Friends of the Family segments are written by area professionals and are paid features. The Newspaper and Brannon & Associates, Inc. are not responsible for the opinions and suggestions presented herein. Friends of the Family is not intended to substitute for professional advice. Readers should consult their practitioner for specific advice. This column is designed and intended for general information purposes only, and is not intended, nor should it be construed or relied upon, as legal advice. Please consult your attorney if specific legal information is desired.